How do I compare mobile plans?
When comparing mobile plans, these are the key factors you should consider.
If you want a new phone
Do you want a new phone, or are you happy with a SIM-only mobile plan? If you're looking to buy a phone on a plan, you're largely limited to Telstra, Optus, and Vodafone.
However, if you're happy with your current phone or intend to buy a new one outright, you can pick from a much wider range of providers. Smaller providers are powered by the same networks as The Big Three, but often have cheaper plans and better value deals. WhistleOut's data shows that more and more Australians are picking plans from these smaller telcos.
Prepaid or postpaid
If you're opting for a SIM-only mobile plan, you'll need to decide whether you want a postpaid plan or prepaid plan. These days, there's very little difference other than when you pay your bill.
On postpaid mobile plans, you'll get a bill at the end of each month and have two weeks to pay it. Telstra's Upfront plans are structured like postpaid, but you get automatically billed at the start of each month.
On prepaid mobile plans, you'll pay upfront ahead of your month.
Prepaid plans tend to be harder to rack up excess charges on, which can make them better for kids. Just note that some prepaid plans need to be recharged every 28 days, which means you'll be charged 13 times per year.
Data allowance
You'll want to work out how much data you're currently using each month as a starting point for finding a new phone plan. While there's a host of supersized plans available with over 100GB per month now, there's no point in paying for more data than you're using. According to the ACCC, the average Australian on a postpaid plan uses around 17.4GB per month. This drops to 9.3GB for prepaid customers.
Roaming inclusions
If you're a regular international traveller, you'll want to ensure your plan has international roaming inclusions that meet your needs. This is especially important if you want to use your local number when you're overseas.
Coverage
Mobile coverage is always important. After all, you'll want to make sure you can use your mobile plan where you live, work, and commute. In metro areas, you should be fine with any provider, but if you're more remote, you may want a provider on the Telstra network.
Award-winning SIM-only mobile plans
Each year the WhistleOut Awards recognise telcos across a wide array of categories. You can see 2024's mobile award winners below.


Mobile Provider Of The Year 2024: TPG
TPG is WhistleOut's 2024 Mobile Provider of the Year, backing up the same achievement from last year. TPG consistently offers Australians great value across its phone plans, particularly in the prepaid area. If you're looking for an affordable mobile plan for yourself or your kids then TPG has got you covered with its range of no-frills options. It's a great place to start your search in this budget-conscious time.


Best SIM-Only Provider (Value Plans): Moose Mobile
Budget provider Moose Mobile took the win for best value mobile plans. Moose runs on the Optus network and offers high-inclusion low-cost plans. This was Moose Mobile's fourth win in a row for this category.


Best SIM-Only Provider (Large Plans): iiNet
Winning this category for the second year running, iiNet's value packed 40GB plan is definitely worth a look if you like a big data bang for your buck. iiNet operates on the Vodafone network.


Best Prepaid Provider (Value Plans): TPG
TPG established itself as one of the country's most consistent providers of budget-friendly prepaid plans over recent years.


Best Prepaid Provider (Large Plans): TPG
TPG's no-frills prepaid offering has won it the award for best prepaid provider with large data plans for the third year in a row. TPG's plans are powered by the Vodafone network.
Editor's Pick: Best mobile plans for April 2025
Looking for a standout mobile deal? Here are the best mobile plans currently available, as picked by our expert team for April. When considering these plans, we looked at plans with at least 30GB of data, and judged on factors like 12-month cost, bonus perks, and support options. All plans have unlimited local talk and text.
How much data do I need for my phone plan?
According to the latest ACCC Internet Activity Report, the average Australian with a postpaid mobile plan uses around 17.4GB per month. This drops down to 9.3GB per month for prepaid customers.
As such, most of us would get by fine with a 20GB postpaid mobile plan or a 10GB prepaid plan. It's always good to have a buffer to avoid paying excess usage fees.
At the same time, you'll want to consider your own needs. If you barely use mobile data, you can get away with a smaller phone plan. If you're constantly streaming on the go, you might want a more generous allowance.
The important thing is to only pay for the data you're using. There's no point getting a 100GB phone plan if you only use 10GB each month. When working out your own data needs, consider these questions:
- How much data have you used on previous bills?
- Will your data usage needs change in the future?
- Can you use WiFi instead?
Make sure you look at the apps you frequently use and factor in how much data they burn through. Here's a handy table to help break down data usage across a range of popular applications:
3GB | 10GB | 15GB | At least 20GB | |
---|---|---|---|---|
Web Surfing | ||||
Skype | ||||
Music Streaming | ||||
Online Gaming | ||||
YouTube | ||||
Streaming TV | ||||
Downloading Movies & TV | ||||
Downloading Video Games |
4/03/25: Telstra's budget brand Belong is "aiming" to launch eSIM for its mobile plans later this year.
31/03/25: Google has confirmed the Pixel 9a will launch on April 16 in Australia.
27/03/25: Tangerine and More will start selling companion eSIMs from April 1. No joke.
20/03/25: Google has announced its latest mid-tier phone: the Pixel 9a.
13/03/25: Telstra has rolled out new network-wide scam protection.
04/03/25: The Nothing Phone 3a family is now available to pre-order in Australia.
Which mobile network should I choose?
Australia has three mobile networks. No matter which provider you choose, you will still be connected to the Telstra, Optus, or Vodafone network.
Telstra network coverage

Telstra has Australia's largest network, covering 99.7% of the population. If you live in or regularly visit rural or regional Australia, Telstra could be your only option.
- 99.7% population coverage
- Is often the fastest network
- All plans come with generous data inclusions
- More expensive than competitors
Providers who use the Telstra Network
- ALDI mobile
- Belong
- Boost Mobile
- Everyday Mobile
- Exetel
- MATE
- More
- Tangerine
- Superloop
Optus network coverage

Optus follows, covering 98.5% of the population. This might not sound like a big difference in terms of coverage, but it does impact coverage outside of cities.
- More affordable than Telstra
- Good value for a new smartphone plan
- Phones can be paid off over 12, 24, or 36 months
- Discounted access to Optus Sport
- Smaller network compared with Telstra
Providers who use the Optus Network
- AGL
- amaysim
- Aussie Broadband
- Catch Connect
- Circles.Life
- Coles Mobile
- Dodo
- iPrimus
- Moose Mobile
- SpinTel
- Pennytel
- Yomojo
Vodafone network coverage

Thanks to a new network-sharing agreement, Vodafone's mobile coverage is now just behind Optus. In regional and rural areas, Vodafone customers will use the Optus network if Vodafone coverage is not available. Vodafone continues to maintain its own network in metro areas.
- 98.4% population coverage
- 30-day network guarantee
- $5 per day international roaming is the best way to travel with your smartphone
- No-contract plans
- Smallest 5G footprint
Providers which use the Vodafone Network
- felix mobile
- iiNet
- TPG
- Kogan Mobile
- Lebara Mobile
- LycaMobile
How do I switch mobile plans?
Switching mobile providers is easier than you might think. Most mobile plans are contract-free, and moving your number to your new service is pain-free and can happen within minutes of you activating your new SIM card.
Can I keep my number if I change mobile providers?
Yes, you can keep your existing phone number when changing your provider. There are even laws that protect your right to switch and keep your digits.
All you have to do is sign up for a new phone plan before cancelling your old one and make sure you specify you want to 'port' or transfer your existing number across.
For more information, check out our guide on keeping your number when you switch providers.
Can I get a mobile plan without a credit check?
Yes, you can. Prepaid phone plans are the simplest way to avoid credit checks because you pay upfront each time you recharge your account. You also won't be charged excess usage fees if you go over your data allowance.
Compare mobile phones
We put most new phones through their paces, testing screen quality, camera performance, battery life, and more. If you're tossing up between different brands for your next smartphone, here's a little info on the big names, and their competitors.

Apple iPhone
The iPhone needs no introduction, having revolutionised the mobile world over the last decade and a bit. iPhones are the go-to for many Australians, with over half the population touting an Apple-made handset. Of course, iPhones are considered a premium product, and tend to be one of the most expensive smartphones you can buy. The iPhone 16 family starts at $1,399 outright, for example. The iPhone 16e helps alleviate this somewhat with a slightly more affordable entry-level product. There are also refurbished iPhones available from a variety of retailers.
- Widely available
- Great for photography
- iPhone 16e is a solid cheaper option

Samsung Galaxy
Samsung Galaxy phones are often considered the default choice if you don't want an iPhone. The Galaxy S25 family goes head-to-head with Apple's high-end devices, but there are also cheaper Samsung handsets available in its A-series, like the new Galaxy A35 and Galaxy A55. These can be a great choice if you're looking to spend less than $1,000 on a phone. Samsung has also proven to be an innovative force in the industry with foldable devices like the Galaxy Z Flip 6 and Galaxy Z Fold 6.
- Fast, sleek and powerful
- Some of the best Android handsets
- Samsung offers great security and support.

Google Pixel
Google is perhaps better known for developing Android - the operating system powering many of today's smartphones and tablets - but it also makes its own handsets. Known as the Pixel range, Google's devices have come to be regarded as Android iPhones. Pixel devices are the first to get new features, they're supported for longer than many other Android phones. If you're looking for an affordable phone, Google's A-series Pixels are among the best. The Pixel 8a was the phone of the year in the most recent WhistleOut Awards, and the Pixel 9 family are now available.
- Unique software features not on other Androids
- More affordable than other flagship handsets
- Google phones can take amazing photos.

OPPO
OPPO is a smaller brand but has a strong reputation thanks to its value-driven handset range. Whether you're looking for a $300 phone or a $1,500 phone, OPPO has a device for you. Better yet, you can be guaranteed that no matter how much you're spending, you'll be getting bang for your buck.
- Premium handsets compete well with Apple and Samsung.
- OPPO has some of the best mid-range phones available
- Full support for Android and the Play Store.
WhistleOut also reviews phones. Follow these links to see our reviews for the most popular devices around.
iPhone Reviews
- iPhone 16 & iPhone 16 Plus Review
- iPhone 16 Pro & iPhone 16 Pro Max Review
- iPhone 15 & iPhone 15 Plus Review
- iPhone 15 Pro & iPhone 15 Pro Max Review
- iPhone 14 Review
Samsung Reviews
- Samsung Galaxy S25 Ultra Review
- Samsung Galaxy S24 & Galaxy S24 Plus Review
- Samsung Galaxy S24 Ultra Review
- Samsung Galaxy Z Fold 6 Review
- Samsung Galaxy Z Flip 6 Review
- Samsung Galaxy S23 FE Review
- Samsung Galaxy A55 Review
- Samsung Galaxy A35 Review
Google Reviews
- Google Pixel 9 Review
- Google Pixel 9 Pro XL Review
- Google Pixel 9 Pro Fold Review
- Google Pixel 8a Review
Motorola Reviews
OPPO Reviews
Meet our mobile phone plan experts
Alex Choros

Alex Choros is the Managing Editor of WhistleOut Australia and an award-winning journalist. He's been writing about consumer technology for over a decade and is an expert on the Australian telco sector, to the point where he knows far too many phone and internet plans by heart. In addition to leading the WhistleOut editorial team, Alex is responsible for ruining the office Sonos with his troubled taste in music.
Throughout his career as a journalist, Alex has covered international trade shows, spent three years co-hosting a tech show on community radio, and was awarded a highly commended in the Best Reviewer category of the 2018 IT Journalism awards and the 2021 IT Journalism awards. His work contributed to WhistleOut Australia winning the Best Consumer Technology Coverage award in the 2023 IT Journalism Awards.
He has regularly contributed to Gizmodo and Lifehacker, and he often pops up on 2GB and the Money Magazine podcast to talk telco. On weekends, you'll find Alex at a wine bar, on a hike, or in the middle of a mosh pit.
Alex Choros - Managing Editor + Group Reviews Editor | Twitter | Instagram | Threads
Christie Graham

Christie Graham is a tech industry expert and former head copywriter for Harvey Norman's Computers and Tech category. She won a national Newscorp writing competition to review TV shows on Binge, and keeps busy juggling her many hobbies including baking, painting, archery, stargazing, tending to her chickens, training her Border Collie, expanding her Harry Potter replica collection, and making lists (much like this one).
Christie Graham - Digital Content Editor
Dylan Crismale

Dylan Crismale has been writing for over six years working across a variety of Australian publications. He previously worked as a writer at Finder covering energy, internet and mobile plans, and is passionate about finding the best deals to save people money. When he's not behind a desk Dylan loves drawing, working out, and spending time with friends and family.
Dylan Crismale - Digital Content Editor
Alex Angove-Plumb

Alex Angove-Plumb has been in the tech publishing industry since 2010, putting him only a couple of years away from the title of Grizzled Ancient in his chosen profession. He was an original WhistleOut-er before running NBN Co's corporate blog for two years, then moving on to a lengthy stint at CHOICE. Now he's come home to act as a Digital Content Editor.
Over his career, Alex has learned more about phones, telcos, and the NBN than he'd like to admit, and is happy to put his expertise to good use by helping our readers navigate the often-confusing morass of buzzwords that tech marketing can throw your way.
When not shaking his fist at kids these days, you might find Alex tinkering about the house doing arguably destructive DIY, messing with one or both of his cats, or trying just-one-more-run in whatever roguelite he's recently become obsessed with.
Alex Angove-Plumb - Digital Content Editor
Joseph Hanlon

Joe Hanlon has been immersed in mobile phones, plans and the internet for well over a decade, having written for publications like CNET, Tech Radar, Gizmodo, and Lifehacker. He steers the editorial ship and makes sure that we are always serving up the most useful guides and recommendations. If you ever bump into Joe on the street, don't be afraid to ask for a phone recommendation. It's embarrassing how much he enjoys talking about this stuff. He also loves listening to podcasts, so feel free to email Joe with recommendations.
Joseph Hanlon - Editorial Director | Twitter
FAQ
What is the cheapest way to get a phone plan?
The cheapest phone plans in Australia are SIM-only plans from smaller providers, and you can pick from prepaid and postpaid options.
The price of a cheap phone plan usually starts at about $15 per month. They tend to include at least 4GB per month, as well as unlimited talk and text to Australia numbers.
Cheap mobile phone plans don't typically come with extras and perks, like bonus subscriptions to streaming services or mobile phone discounts. Most cheap plans don't include international calls or texts either, but in some cases you can add this on for a small fee.
Here are the cheapest phone plans in our database with at least a 28-day expiry:
Are there any unlimited data phone plans in Australia?
There are unlimited data phone plans in Australia, but these all tend to have a catch. You still get a monthly data allowance, but if you go over it, you can continue using your service with slower speeds. These typically range from 1Mbps to 2Mbps. In the case of Dodo, they're much slower at 256Kbps. These plans are best thought of as plans with no excess charges.
felix mobile has a plan with true unlimited data, but speeds are capped to 20Mbps.
Here's a look at some other plans with unlimited data:
Prepaid vs. postpaid: which type of phone plan is best?
Prepaid vs. postpaid: there was a time when the answer to this question was straightforward. Prepaid plans were only for people who weren't going to use their phone a lot; like kids or someone who only kept a phone handy for emergencies. Most people used a postpaid plan.
Nowadays, the line between prepaid and postpaid plans has blurred to a point where the differences are indistinguishable. The essential difference is in the name; prepaid plans require you to pay before you use the service, via a recharge or top-up, while customers using postpaid plans are sent a bill at the end of the month.
No matter which you pick, there are plenty of great value options available.
Is a prepaid plan cheaper than a postpaid SIM-only mobile plan?
Generally speaking, you should be able to find postpaid SIM-only plans for as cheap as prepaid plans. The starting cost for both prepaid and postpaid SIM-only mobile plans tends to start around $10 per month. Plan inclusions are always pretty similar in this price range too. If you own your phone are need a BYO phone plan, you should compare SIM-only and prepaid plans at the same time.
Just make sure you note the expiry on your prepaid plan. Many prepaid plans have a 28-day expiry, which means you'd make 13 recharges per year. As such, this can make them more expensive than a postpaid plan at the same price point.
What is the cheapest Telstra mobile plan?
Telstra is Australia's largest mobile phone provider, and it also has a reputation for being the most expensive. When you pair these two facts together you can understand why everyone is looking for a bargain on the Telstra network.
Currently, the cheapest Telstra mobile plans are prepaid 'Casual' plans, but these have extremely limited call, message and data inclusions. For regular phone use, the cheapest plan would be its $35 prepaid plan with a 28-day expiry.
Which network does my provider use?
All Australian mobile providers are powered by one of three networks: Telstra, Optus, or Vodafone.
Understanding this is usually the difference between feeling trapped with an expensive phone plan and exploring the numerous other providers. You can save a bunch of money with a smaller provider, and you'll always have the peace of mind that the coverage is the same.
For example, ALDI usually the Telstra network, but offers plans that are significantly cheaper than Telstra offers. Likewise, Boost, Belong, and Everyday Mobile all use the Telstra network.
Many smaller providers operate on the Optus network, including amaysim, Aussie Broadband, Dodo, and Coles Mobile.
How much are mobile plans in Australia?
The cheapest phone plans in Australia start at about $10 per month for a SIM-only plan. Plans can get a lot more expensive, however, especially if you're paying off a new handset. For example, you might pay as much as $200 per month if you're after a new iPhone on a plan.
With over 30 mobile providers to choose from, you can be sure that every price is covered in between, with thousands of different plan combinations to compare. If you're looking to buy a plan with a new smartphone, our Phone Finder tool is a great place to start.
Which Australian mobile provider is best?
When we're asked this question, we know people would love us to give them a one-word answer. But the fact is, different parts of a phone service are more important to some people than others. Some people love a bargain and want to find the cheapest phone plan, other people value service, coverage and customer support and are willing to pay a premium for it.
We noticed that other companies were claiming to know the best mobile providers simply by running a quick poll of a tiny group of people. We knew we could do this better if we put in a bit of elbow grease.
At WhistleOut, we love to answer questions with data, which is why we created the WhistleOut Awards. Every month our data experts compare all of the plans in market against a set of criteria and pick our favourite plans for the month. We collect the data behind the winning plans and each year announce our award winners, the providers who most consistently offer great value plans.
Which are the best phone plans for seniors?
Unfortunately, there aren't many dedicated phone plan offers specifically designed for people who carry a Senior's Card. We've collected a list of the best mobile plans for seniors, and we keep it updated with any new information we come across.
In lieu of dedicated senior plans, we recommend you check out the best prepaid phone plans to find a low-cost option. The price of these plans usually starts at about $10 per month, and we think you'll find something suitable in this list.
Mobile phone plan glossary
Prepaid
Prepaid refers to a mobile plan where you pay for your usage upfront. You then have a set data allowance, and if you go over, you'll be cut off instead of being charged excess fees.
Postpaid
Postpaid refers to a mobile plan where you're sent a monthly bill and then have a set period of time to pay it. Postpaid plans may have excess usage fees.
Speed cap
A speed cap refers to the maximum speeds your mobile plan is capable of hitting. These are becoming increasingly common on more affordable plans. Cheaper plans, for example, may have a speed limit of 100Mbps.
eSIM
An eSIM is a rewritable SIM card that’s built into a smartphone or smartwatch. An eSIM never leaves your phone. There's no need to pop open a slot or pry off a case to put it in. Instead, you simply download a "software SIM" from your provider of choice. Most high-end phones from recent years support eSIM.
International roaming
International roaming refers to using your Australian phone plan overseas. Not all phone plans support roaming, but all providers that offer the service charge extra. Prices for roaming tend to start at $5 per day.
MVNO
MVNO is short for Mobile Virtual Network Operator. An MVNO is a mobile provider that doesn't own its mobile network. Instead, it resells access to someone else's network. In Australia, MVNOs resell access to Telstra, Optus, or Vodafone.
SIM-only
SIM-only mobile plans are mobile plans that don't come with a new phone. SIM-only plans can be postpaid or prepaid, but the telcos often use SIM-only in reference to postpaid plans.